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Home Loan

Interested in buying a home?

Buying your own home is one of the biggest life decisions you’ll ever make.

There's a lot of emotions involved in buying a property. That’s why Homeloan.com.kh is here to equip you with accurate and useful information to help you make better objective decisions. We have access to a network of lenders who can work with you to get that perfect loan.

Check out our online calculators to get an idea of how much you can borrow and what the repayments will likely be. Once you’re happy with the computation you get, just contact us so we can connect you to the right lender who can present you your options in detail.

The various loan types

There are new loan products emerging all the time, adding to an already wide range of loans available for people buying homes. Homeloan.com.kh can assist in connecting you to the right people that will be able to help you gather the necessary paperwork and provide you a loan for your specific needs. Learn more about the different products that are being offered by our partner lenders on our Different Loan Types page.

Frequently asked questions

Can I get a mortgage where I pay less than I’m paying now?
There are numerous lenders in Cambodia who are able to offer flexible refinancing terms. We can serve as a bridge between you and our partners so that they can explain your options, depending on your current interest rate, loan type, and desired loan features.
Can my debts be consolidated into a home loan?
Yes, they can. And what that does is allow you to pay lower mortgage interest compared to other forms of debt like credit cards and personal loans. However, maintaining your repayments is vital should you wish to avoid shelling out more cash for a longer duration. Contact us today and let us know what you need. We’ll make sure to point you to the right direction and connect you with the right people.
How much money can I borrow?
Depending on your financial status and capabilities, different lenders will be able to provide you with different loan packages. Use any of our tools to get an idea of what different loan types will work best for you. Once you’re satisfied, get in touch with us so we can quickly connect you to our partners who can help with calculating the costs and offering great loan terms.
Which loan is right for me?
We have a wide range of people in our network who offer various loans. You can contact us and we’ll get you in touch with various lenders with loan packages customized for your needs. You can then use our tools to narrow down which ones will work for you.
Do I make home loan repayments monthly, weekly, or fortnightly?
Repayments made weekly or fortnightly will allow you to make more payments in a year. This will reduce the amount and time you have to pay for your loan. Most lenders will be able to offer repayment terms that line up to your desired pay cycle.
How much is it going to cost to switch mortgages?
One of the first things you need to pay off is a penalty fee, if applicable to your current mortgage. But repayment savings may be offset if you’re looking to refinance and switch to another mortgage. We’ll be able to connect you to a lender who can walk you through your options when you switch